LAW Asset Management
Advisory Board

Industry veterans guiding our platform.

Decades of executive leadership across mortgage servicing, default operations, capital markets, and legal compliance — informing every dimension of how we operate.

Mortgage Servicing

Dan Binowitz

Dan Binowitz most recently served as Managing Director of Servicing at loanDepot, where he held various leadership roles for over 14 years. Dan joined loanDepot in 2011, bringing with him over 20 years of experience in mortgage lending and financial services, and played a pivotal role in building the foundation on which loanDepot operates today.

Before joining loanDepot, Dan held various leadership positions across the financial services industry, including roles at Fremont Investment & Loan, LH Capital Management, and PMAC Mortgage Services. He is a graduate of the University of Michigan with a BA in Economics, and has previously served on the MERS Advisory Council and Freddie Mac and Fannie Mae servicing advisory councils.

Legal & Compliance

Ruth Ruhl

Ruth Ruhl is the founder and President of RUTH RUHL, P.C. Her extensive knowledge of the mortgage industry comes from a career that began as a mortgage loan officer after graduating from the University of Texas at Austin with a B.B.A. in Finance.

After honing her skills, she earned a law degree from Oklahoma City University School of Law, then joined Barrett Burke Wilson Castle Daffin & Frappier, LLP in Addison, Texas. She later joined PeirsonPatterson, LLP as a partner before founding RUTH RUHL, P.C. in 1999. The firm is recognized as a Woman-Owned Business and is a member of WBENC. Ruth is a member of the American Bar Association, the Texas Mortgage Bankers Association, and has served as chair of the Servicing Committee and TMBPAC.

Default Operations

Martin Foster

Martin Foster is a veteran mortgage servicing executive whose career began in default operations at Countrywide, where he managed foreclosure, bankruptcy, and post-sale functions across multiple locations. Over the years, he has built a reputation for guiding organizations through the full default lifecycle — from early-stage delinquency and loss mitigation to foreclosure, bankruptcy, claims, and recovery.

Marty has led large-scale servicing operations at Cenlar, PHH Mortgage, Countrywide Home Loans, and Shearson Lehman Mortgage, often stepping into complex situations to stabilize teams, strengthen compliance, and deliver measurable improvements in cost, efficiency, and customer experience.

Business Development

Wayne Arute

Wayne Arute currently serves on the advisory board of LAW Asset Management, assisting in leading the management team's growth, strategy, and direction. Wayne brings more than 30 years of industry experience including mortgage banking, mortgage servicing, default operations, mortgage originations, and a vast real estate background.

Wayne served as CEO of The National Groups, including subsidiaries National Default Servicing (NDS) and a short sale platform. He holds a BS in Business Administration & Engineering from Central Connecticut State University and an MBA from Rensselaer Polytechnic Institute, along with real estate brokerage licenses in CT, MA, RI, NY, and FL.

Servicing Operations

Tim Neer

Mr. Neer is a Mortgage Servicing Executive whose career expands more than 42 years of progressive experience and specialization in mortgage servicing operations. He is currently serving in an advisory capacity for LAW. Mr. Neer's experience spans the entire spectrum of the servicing business, including performing and non-performing portfolios.

He is regarded in the industry as a visionary and strategic executive with a wide range of skills in leading servicing operations. He has held numerous turnaround and Project Management roles, including Director of Servicing Operations for a mid-size regional bank. Mr. Neer gained his Six Sigma Black Belt and completed the leadership development program while working for GE Capital.

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